Compulsory Third Party
CTPL insurance is required by law when you register your vehicle with Land
Transportation Office (LTO).
CTPL covers the liability of the insured in respect of the bodily injury and/or death of any
Subject to limits as stated in the policy, the insurer will pay all sums necessary to assure
the victim and/or his dependents of immediate financial assistance.
Third Party shall refer to any person that is not a member of the insured’s household, not
his employee, and not a member of his family within second degree of consanguinity or